SmartKeeper online payment system

Online payment system

SmartKeeper

A software product of Soft-logic company, allows the customers i.e. banks, networks of kiosks, payment services - to implement their own e-wallet system within the existing payment system and significantly expand the features of the existing financial instruments.

A personal e-wallet for a bank - modern, multifunctional, secure

An individual project for a financial company of any size

Specialized payment solutions which are used in 20 countries

5 MM

A maximum amount of users
for one system

E-wallet
features

Service payment of any providers

Banking services, Internet, television, mobile communications, utilities, entertainment services, etc.

Payment methods

Bank cards, e-wallet

Transaction templates

One-time scheduled transaction templates, configure of regular auto payments

Free transfer of funds
between the users and withdrawal

Setting transaction fees, limits for operations by the system owner - a bank or another company

Limits and security

SMS confirmation, E-mail and Push-notifications, various types of authorization, fingerprint access, limits, complete history of operations

Connecting
merchants

Use electronic wallet as a mean of payment for goods and services in external systems

Оплатить через SmartKeeper

Automated data entry

Invoice barcodes scanning

Banking products
via the e-wallet

Functional of mobile banking - opening an account, processing a loan, issuing a card, etc.

Receive data from
various online services

Service debts are shown automatically when entering personal data

Full customization
of application appearance

Implementation of corporate style, white label concept

Advantages
for bank

Services can be add independently

Services can be automatically exported from the aggregators

All operations can be logged. A immediate incident analysis

There's an integrated monitoring complex system. Rapid response to abnormal situations

Software solution uses only free components. There is no need to purchase any additional software

Integration

We use our own gateways for integration with external systems, bank subsystems - card processing, transport system and others

Aggregators and service providers

Bank cards payment systems

SMS messaging systems

CyberPlat

QIWI

Beeline

MTS

Bank of Baku

LiqPay

Kazkommertsbank

Moneta.ru

Oschadbank

PayOnline

TIETO ECOMM

WebMoney

MilliKart

Devino

SMS One

Maradit

Sparrow

Universal SMPP

Architecture
and technology

API

Spring framework, JMS, Velocity, Ehcache

Web

Spring framework, Thymeleaf template engine

Administrative module

Primefaces, Apache DeltaSpike, JPA (Hibernate)

DBMS

PostgreSQL

Server operating system

Linux or Windows at customer's choice

All these technologies and operating systems are completely free!

It gives the possibility to ability to create fault-tolerant configurations

Load balancer + multiple app-servers
DBMS replication (master-slave)

Mobile banking
functionality

SmartKeeper can be improved as a part of a specific project as a full-fledged Internet bank on the basis of a mobile and web application

Banking products and services registration

Request for issuing and reissuing cards, a loan and deposit module integration - opening accounts, deposits, issuing loans

Control and management of finances and services 24/7

Money transfers, currency purchases, linking of third-party bank cards, PIN-code change, etc.

Online chat with the bank employees

Convenient, fast and modern format of customer support

Result

A turnkey payment system at minimal cost

A solution with no risks associated with developing from scratch

Minimum cost of ownership

Support service 24/7

Bank receives an alternative payment instrument that effectively complements business processes and allows:

To offer modern payment functionality for existing customers within web and mobile platforms

Attract new customers due to implementation of new solution

Retain and regularly expand existing customer base, by implementing new custom features for e-wallet

Supply options

License purchase

Cloud service

Licensed parts

Solution core

Client license packages

Additional modules

Source codes

Minimum license cost

$ 20 000

Minimum cost of server hardware

$ 10 000*

Additional software cost

Free

Basic solution support (% of license cost per year)

15 %

Total minimum investments

$ 30 000 * - ability to use cloud service

Licensed parts

Solution core

Client license packages

Additional modules

Cost of services using cloud

From $ 1000/month

Additional software cost

Free

Complex maintenance

Basic solution support

System configuration
Adding new services
Payment problems analysis
Consultations on the system

Administration of the complex

Configuration of the system software
Payment software update
OS components update
Performance monitoring
Ability to operate 24/7

Improvements of the complex

New functionality implementation
Connection of the new services
Mobile platforms refinement

Staff required for support by the customer

Staff required for support and self-development of the complex by the customer himself

Basic level

Only a business analyst. In this case, all the work on the system is performed by the Soft-logic company.

Advanced level

A business analyst, a complex support specialist

Staff required for support and self-development of the complex by the customer himself

Maximum level

A business analyst, a complex support specialist, a java developer, mobile application developers

Design for your product

Mobile devices

Web applications

We offer various visualization options of the solution taking into account the customer's corporate identity - default, reskin, white label, full customization

Basic reskin

Full redesign

SmartKeeper standard solution

Unipay basic reskin

SmartKeeper standard solution

Expressbank custom solution

We offer various visualization options of the solution taking into account the customer's corporate identity - default, reskin, white label, full customization

Basic reskin

Full redesign

SmartKeeper standard solution

Unipay basic reskin

SmartKeeper standard solution

Expressbank custom solution

Complex launching
procedure

Preliminary requirements analysis

Estimation of cost and terms of work

Remote installation of solution components via remote channels (ssh)

Carrying out various integrations

Launch of providers, SMS-providers, integration with bank/financial company subsystems

Initial complex setup, adding initial pool of services

Comprehensive testing

The solution is given to the customer

Commissioning
work

Mandatory work

Operating system configuration
Installation and configuration of PostgreSQL DBMS
Installation and configuration of Apache web server
Firewall setup
Installation and configuration of GlassFish application servers
Deploy of SmartKeeper components
Solution initial setup

Additional work

Development and integration of individual design — from 300 working hours / from 2 months for 1 platform
Provider connection — from 20 working hours/from 4 days
Integration with bank/financial institution systems — from 80 working hours/from 3 weeks

Cost

From $ 5 000